Responsibilities:
- Review and analyze loan applications, credit reports, appraisals, income, and asset documentation according to agency and non-agency guidelines and mortgage regulations.
- Effectively communicate reasoning behind credit decisions to loan officers and processors.
- Collaborating with Loan Processors to ensure organizational objectives are met.
- Perform concise and timely reviews of conditions submitted and loan re-submissions.
- Maintain credit quality and production standards as defined by business.
- Interface with internal and external stakeholders.
Qualifications:
- 5+ years of experience in underwriting
- Experience independently making credit decisions
- Strong communication skills
- Knowledge of the US mortgage regulations
*This position can sit fully remote*