Daily Operations
*A meaningful and diverse role as Senior Credit Officer in Credit Risk Management within the Real Estate Finance team. this function is responsible for handling overall credit risk consistent with the bank's credit appetite, policies, and business objectives.
*You an active role in the further development of the International Wealth Management's international real estate financing offering
*Analysis and assessment of real estate financing (International residential and commercial property financing) as well as preparation of credit requests for approval by the relevant credit authority holder
*Being responsible to ensure that credit transactions correspond to the risk appetite of the bank and follow local and global policies
*Ensure professional analysis, structuring and implementation of credit limits. Monitor individual credits, portfolio and real estate market trends in target markets
*Part of the team that oversee existing real estate financing activities on an international basis as well as onshore booking locations and provide advice to teams in international offices in case of more complex transactions
*Very close collaboration with international teams and other partners in order to identify risk increases and initiation of appropriate measures to minimize risks
Requirements
*University degree or equivalent, preferably in Economics or Finance
*CFA, CAIA designation or real estate specific qualification preferable
*10+ years working experience in (international) structured commercial OR residential real estate lending.
*Fluent English is required, another European language is beneficial.
*Excellent credit risk management exposure within a international lending or wealth management business.
